![[object Object]](https://images.prismic.io/ember-bank/fae41423-747a-4eb8-91c3-6e82efc70ee5_icon-transparent.png?auto=compress,format&height=144){kind=icon}
![[object Object]](data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7)
![[object Object]](https://truelayer-provider-assets.s3.amazonaws.com/uk/logos/ms.svg)
M&S Bank, meet Ember
With a live bank feed and push notifications every time you transact with your M&S Bank business account, balancing your business spending has never been better.
What we offer
🤗 A system built for you
No more need for an accountant – we make it possible for you to handle the whole financial admin process in just a couple of clicks.
👨💻 Knowledgable support
We're on a mission to make legal compliance and tax filing easier, and are therefore always on hand to help.
👊 MTD ready
We’ll help get you ready for Making Tax Digital (MTD), a new legislation for VAT by HMRC introduced in 2019.
💸 Real balance estimation
You’re always able to see your real cash balance instantly, and can be fully prepared for when the next tax bill comes in.
🌟 Tax optimisation
Our clever system lets you know all of the subtle ways that you might be entitled to more of your money back.
📗 Tax filing
We compute all the sums in the background and allow you to submit returns directly to the tax office.
🛍️ Transaction classification
We use an advanced machine learning algorithm to predict which tax categories each of your transactions should fall into.
💰 Smart invoicing
Our handy dashboard facilitates seamless invoicing and automates the chasing of debts so you can get paid quicker.
💶 Multi-currency
Raise invoices and capture expenses in whatever currency you do business, we handle the sums in the background so you don't have to.
📸 Receipt capture
Snap and store your receipts in the cloud so you can finally bin those nasty paper copies.
🤝 Pay yourself
Between salary and dividends, we work out the optimal way for you to get the most bang for your buck every month.
🔔 Tax reminders
We’ll notify you whenever you have any upcoming tax responsibility to be aware of.
The future of accounting is here
... and it starts from only £39 a month. Better yet, get your first month free.
What people are saying about Ember
Ray R.
EntreprenuerBefore Ember there was darkness and frustration - now there is calm and control. I would recommend EVERY small business owner signs up to Ember. It will change your life for the better.
Dimitris K.
IT EngineerGood app + Great accountants = Perfection. I haven't stopped ranting about this service to my freelancer & contractor friends. Nor do I intend to. Seriously, try the 1 month trial. You won't be going back.
Michael P.
FounderA breath of fresh air for professional services, Ember have been an essential partner in starting a small business.
James N.
Finance ManagerEmber is fantastic. The practicality and efficiency of the software make it so easy, quick and simple to manage my limited company finances. Both the mobile and desktop interfaces are so user friendly.
Kevin E.
Data ContractorEmber is revolutionising the Accountancy field. You can also connect most bank accounts to interact with the app, like Revolut, Starling or Monzo and that makes the difference. I'm very happy to be part of their journey and I can only strongly recommend them to any limited company.
Hayley S.
UI/UX DesignerI love the UI and experience of the site and the app and how both experiences are the same.